Welcome — Your Realtor Trusts Us
Your Realtor Sent You to the Right Place
When a real estate agent refers you to Leeward Point Mortgage, it's because they've seen us close — on time, with clear communication, and without surprises. Let's get you pre-approved.
Who We Are
Leeward Point Mortgage is a Charleston-based independent mortgage broker with 14+ years of experience and over 3,500 closings. Because we're a broker — not a bank — we shop dozens of lenders to find the rate and program that fits your situation, not ours.
We specialize in helping first-time homebuyers, move-up buyers, and investors across the Charleston metro. Whether you're buying a starter home in Summerville or a waterfront property on Daniel Island, we have the loan products and the local knowledge to get you to the closing table.
How the Loan Process Works
We keep it simple and transparent — no jargon, no surprises.
Apply Online in Minutes
Complete a short application at your own pace. We'll review your goals, income, and credit to identify the best loan options for you.
Get Pre-Approved
We issue a pre-approval letter — typically same day — so you can make strong, confident offers. Your realtor will know exactly what you're working with.
We Shop the Best Rate
As an independent broker, we compare rates from dozens of lenders. You get the most competitive terms available, not just what one bank offers.
Close With Confidence
We coordinate with your realtor, the title company, and the seller's agent to keep everything on track. Our goal is a smooth, on-time closing every time.
Loan Options for Homebuyers
Conventional Loans
The most common loan type — great rates for buyers with solid credit and 3–20% down.
FHA Loans
Low down payment (3.5%) and flexible credit requirements — ideal for first-time buyers.
VA Loans
Zero down payment for eligible veterans and active-duty service members.
Jumbo Loans
Financing above conforming loan limits for higher-value Charleston-area homes.
Ready to Get Pre-Approved?
Start your application now or give us a call. We'll have you pre-approved and ready to make offers.