About Leeward Point Mortgage
A Mortgage Broker Built for the Way People Actually Live and Work
We're not a big bank. We're an independent mortgage broker in Charleston — and that difference matters more than most people realize.
How Leeward Point Came to Be
Leeward Point Mortgage was built on a simple belief: borrowers deserve access to the same wholesale lending market that big institutions use — with a real person guiding them through it.
As an independent broker, we're not tied to one lender's products or rate sheet. We shop your loan across a network of wholesale lenders to find the best fit for your situation — whether you're a first-time homebuyer, a seasoned investor, or self-employed with income that doesn't fit neatly into a W-2.
We've been part of over 3,500 loan closings. That experience shapes how we approach every file — with the knowledge to anticipate problems before they become delays, and the relationships to move fast when timing matters.
NMLS #1823590
Founder & Lead Mortgage Broker
Michael Squatrito
14+
Years in the industry
3,500+
Loan closings
Since 2018
Charleston resident
Michael has spent 14 years in the mortgage industry — first as a loan originator, then working directly with United Wholesale Mortgage, one of the nation's largest wholesale lenders. That inside view of how wholesale lending works is something he brings to every client relationship.
He moved to Charleston in 2018 and hasn't looked back. He's married, has a two-year-old daughter, and genuinely loves this city — the neighborhoods, the market, and the people building their lives here.
When you work with Leeward Point, you work with Michael directly. No handoffs to a processor you've never met. No wondering where your file stands. Just straightforward communication and someone who's been through thousands of closings and knows how to get yours done right.
What Makes Us Different
Independent Broker, Not a Bank
We're not locked into one lender's products. As an independent broker, we shop your loan across multiple wholesale lenders — which means more options, more competitive rates, and programs that actually fit your situation.
Wholesale Access
We work with the same wholesale lenders that fund loans for big retail banks — but without the retail markup. That access translates directly into better pricing for our clients.
Fast Closings, Simple Process
We average under 18 days to close — and we work hard to keep the process straightforward from start to finish. One point of contact, clear communication, and no surprises along the way.
Work With Your Loan Originator Directly
From your first conversation to closing day, you have one point of contact who knows your file, answers your questions, and keeps things moving. No call centers, no handoffs.
Rooted in Charleston
Charleston is one of the most compelling real estate markets in the Southeast — and one of the most nuanced. Waterfront properties, historic districts, barrier islands, and a fast-growing suburban market all play by slightly different rules.
We live here. We know the market. And we work with lenders who understand it too — from the peninsula to Mount Pleasant, James Island to Summerville.
Ready to Get Started?
Whether you're buying your first home, adding to your investment portfolio, or just exploring your options — we're happy to talk through what makes sense for your situation.