Michael Squatrito
NMLS #1055551
Meet Michael
Charleston, SC · NMLS #1823590
Mortgage Solutions for Charleston Homebuyers, Investors & Self-Employed Borrowers
Experience You Can Trust. Financing Tailored to Your Goals.
At Leeward Point Mortgage, we help homebuyers, real estate investors, and self-employed borrowers secure financing with confidence. With over 14 years of mortgage experience, a 4.9-star Google rating, 56 Google reviews, and more than $113 million funded, our team delivers personalized mortgage strategies tailored to your goals.
Investing in Real Estate?
DSCR loans, rental property financing, and portfolio expansion.
Discuss an Investment PropertySelf-Employed? Start Here.
Bank statement loans, Non-QM financing, and alternative income qualification solutions.
Explore Financing Options$113M+Funded
14+Years Experience
4.9★Google Rating
56Google Reviews
SC LicensedMortgage Broker
NMLS#1823590
Why Choose Leeward Point Mortgage
We combine deep local market knowledge with specialized expertise in complex loan programs.
$113M+ Funded
A proven track record helping clients secure financing across a wide variety of loan programs.
14+ Years Experience
Mortgage expertise combined with deep Charleston market knowledge.
Investor Financing Expertise
Specialized experience in DSCR, rental property financing, and investment lending.
Self-Employed Solutions
Helping entrepreneurs and business owners navigate complex income qualifications.
Personalized Strategies
Every borrower receives a customized financing plan built around your goals.
NMLS #1823590
SC Licensed
About Leeward Point Mortgage
More Loan Options. Easier Process. One Team Working for You.
Leeward Point Mortgage is a South Carolina licensed mortgage brokerage headquartered in downtown Charleston. As an independent broker, we're not limited to one bank's products — we shop dozens of lenders to find the loan that best fits your goals, your timeline, and your financial picture.
Our team brings over 14 years of combined mortgage experience and deep roots in the Charleston real estate community. We work closely with Realtors, CPAs, and financial advisors to deliver seamless closings and creative solutions for even the most complex loan scenarios.
Whether you're purchasing your first home, expanding a rental portfolio, or need a Non-QM program that fits your income picture, we'll build a mortgage strategy around your goals — not a one-size-fits-all product.
NMLS #1823590SC Licensed Mortgage Broker14+ Years Experience$113M+ Funded4.9★ Google Rating56 Google Reviews
Meet Your Loan Originator
Get to know the people guiding your mortgage process.
Brandon Roach
NMLS #1208211
Meet BrandonFor Realtors & Referral Partners
We Make Your Clients Look Like Rock Stars
Your clients’ closing dates matter. We work proactively to keep financing on schedule, communicate clearly throughout the process, and address potential delays early. Our loans average just under 18 calendar days from loan submission to clear to close—helping your clients move toward closing with confidence.
For Realtors
- Pre-approvals that hold up at the closing table
- Proactive communication — you're never left wondering
- Creative solutions for challenging borrowers
- Focused on on-time closings—with an average of under 18 calendar days from loan submission to clear to close.
- Access to conventional, DSCR, Non-QM, and jumbo programs
For CPAs & Financial Advisors
- Bank statement & Non-QM programs for self-employed clients
- Asset utilization programs for high-net-worth clients
- Investor financing that doesn't disrupt tax strategy
- Discreet, professional service your clients will appreciate
- A trusted partner who understands complex financial pictures
Call or email to discuss how we can work together.
Our Financing Expertise
Specialized loan programs for every type of borrower — from first-time buyers to seasoned investors.
1
Conventional Mortgages
Competitive rates for primary residences, second homes, and move-up buyers with flexible down payment options.
2
DSCR Investor Loans
Qualify based on rental income, not personal income. Ideal for growing your investment portfolio.
3
Non-QM Financing
Alternative documentation programs for borrowers who don't fit traditional lending guidelines.
4
Jumbo Loans
Financing above conforming loan limits for Charleston's high-value properties and coastal communities.
For Home Buyers
Home Purchase Financing
Whether you’re a first-time homebuyer or purchasing a high-value home, we have access to a range of loan programs to fit your needs.
- Conventional Loans
- FHA Loans
- VA Loans
- Jumbo Loans
- Second Home Financing
For Real Estate Investors
Real Estate Investor Financing
Grow your portfolio with financing designed for investors. Qualify on property cash flow, not personal income.
- DSCR Loans
- Investment Property Financing
- Rental Property Financing
- Short-Term Rental Financing
- Portfolio Expansion
For Self-Employed Borrowers
Self-Employed Borrower Solutions
Traditional income documentation doesn't always reflect your true financial picture. We offer flexible alternatives.
- Non-QM Financing
- Bank Statement Loans
- Asset Utilization Programs
- Business Owner Solutions
- Alternative Documentation Loans
Mortgage Options Beyond Traditional Income Documentation
Traditional lenders rely on W-2 income and tax returns. But for business owners, your tax returns often understate your true income.
Our bank statement loan programs use 12–24 months of bank statements to qualify you — reflecting your actual cash flow, not just what's on your tax return.
We also offer asset utilization programs that allow you to qualify based on your liquid assets.
Could Your Rent Payment Be Building Equity Instead?
Many renters are surprised to find they can afford to buy. Let's run the numbers and see what's possible for you.
Rent vs. Own Calculator
Build Equity
Create Long-Term Wealth
Potential Appreciation
More Housing Stability
Proudly Serving Charleston & The Lowcountry
Deep roots in the Charleston market mean we understand local property values, neighborhoods, and what it takes to close — from downtown to the barrier islands.
Visit Our Charleston Office
215 E Bay St, Suite 203E
Charleston, SC 29401
- Personalized mortgage consultations
- Investor financing guidance
- DSCR expertise
- Non-QM expertise
- In-person appointments
- Virtual appointments
What Clients Are Saying
Anna Fricchione
November 3, 2026
Brandon Roach was fantastic to work with! He helped us with all our questions around interest rates and was very patient as we were new to this process. We will definitely be working with again as he pays attention to detail, was personable, and gets the job done! Weekends, late nights, he never missed a call to help us.
Google Review
John Bankowski
October 16, 2026
Brandon did a great job! Easy to work with and stayed on top of everything during the process.
Google Review
Eric ONeill
July 24, 2026
Michael made the process of relocating absolutely seamless and I would work with him again in a heartbeat!
Google Review
Rosa Vasquez
July 12, 2026
We had an outstanding experience with Leeward Point Mortgage, especially working with Michael Squatritto. From start to finish, Michael made what could have been a stressful process feel smooth and manageable. He was always available by phone, text message, or email, no matter the time, and he was quick to answer every question we had. His communication and responsiveness were exceptional. Before finding Leeward Point Mortgage, we worked with Navy Federal, but the process was much slower and we didn't feel like we were making progress. After switching to Leeward Point, the difference was immediate. Michael kept everything moving, stayed on top of every detail, and helped us close on our home in less than a month. We always felt informed, supported, and confident that we were in good hands. If you're looking for a mortgage lender who is knowledgeable, responsive, and truly cares about getting you to the closing table, I highly recommend Leeward Point Mortgage and Michael Squatritto. We couldn't be happier with our experience!
Google Review
Libba Holland
June 1, 2026
Leeward Point's lenders are great to work with - very communicative and make the process easy to understand!
Google Review
Bailey Roos
June 1, 2026
This was my first Time buying a house and Michael and Leeward Point made the experience incredibly seamless. They provided great education and fast responses. Really appreciate their help!
Google Review
Ready to Take the Next Step?
Let's build a mortgage strategy that fits your goals.
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