Charleston, SC · NMLS #1823590

Conventional Loans in Charleston, SC

Competitive conventional mortgage rates for Charleston homebuyers. From first-time buyers to move-up buyers and second homes — we have the right program for you.

Conventional Loan Programs

Standard Conventional

Fixed and adjustable-rate conventional loans for primary residences with down payments as low as 3–5%. Competitive rates for qualified borrowers.

Second Home Financing

Conventional financing for vacation homes and second residences on Isle of Palms, Sullivan's Island, Kiawah, and other coastal communities.

Investment Property Conventional

Conventional loans for 1–4 unit investment properties with standard income documentation.

Move-Up Buyer Programs

Financing solutions for existing homeowners purchasing their next home, including bridge loan strategies and simultaneous close options.

Renovation Loans

Conventional renovation financing (HomeStyle) to purchase and renovate a property in one loan.

Why Choose a Conventional Loan?

No upfront mortgage insurance premium
PMI can be removed once you reach 20% equity
Flexible down payment options (3–20%+)
Available for primary, second, and investment properties
Competitive interest rates for qualified borrowers
Wide range of loan terms (10, 15, 20, 30 year)

Ready to Buy Your Charleston Home?

Get pre-approved for a conventional mortgage with Leeward Point Mortgage today.

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